Practical guides for mutual fund distributors: XIRR, capital gains, CAS, trail commission, compliance and running a distribution back office.
Portfolio analytics · 25-10-2026 · 6 min read
Absolute return and CAGR mislead when money goes in on many dates. Here is how to calculate XIRR for a mutual fund SIP in Excel or Google Sheets, with a fully worked example.
CAS & statements · 19-10-2026 · 5 min read
A Consolidated Account Statement is password-protected, and the password depends on who sent it. Here is the typical CAS password format for NSDL, CDSL, CAMS and KFintech statements.
Tax · 14-10-2026 · 5 min read
Equity, debt and hybrid funds are taxed differently, and the rules changed on 23-07-2024. A clear guide to capital gains tax on mutual funds for FY 2025-26.
Tax · 07-10-2026 · 5 min read
Equity gains accrued up to 31-01-2018 are protected from tax under the grandfathering rule. Here is how the cost of acquisition is worked out, with three examples.
Distributor business · 01-10-2026 · 5 min read
How trail commission is calculated and paid to mutual fund distributors in India, how TDS and GST apply, and how to reconcile brokerage every month.
Distributor business · 25-09-2026 · 6 min read
A neutral, question-by-question checklist for mutual fund distributors evaluating back-office software, from RTA feeds and reconciliation to security, data export and pricing.
Compliance · 18-09-2026 · 5 min read
The core AMFI compliance building blocks every mutual fund distributor should know: NISM certification, ARN renewal, EUIN, KYD, the Code of Conduct and a simple compliance calendar.
CAS & statements · 12-09-2026 · 6 min read
Your RTA feeds show only the folios under your ARN. A Consolidated Account Statement shows the rest. Here is how MFDs can use held-away assets data responsibly.
Investor education · 06-09-2026 · 5 min read
A balanced look at SIP vs lump sum investing: how rupee-cost averaging works in arithmetic, why outcomes depend on the period, and how to compare the two fairly.
Client service · 31-08-2026 · 5 min read
A practical daily, weekly and monthly client service routine for mutual fund distributors: SIP bounces, KYC checks, payouts, nominee gaps, brokerage and reviews.